Real Estate Services in DC/MD/VA

MLS Search capability for Northern VA, Fredericksburg,VA, DC, and MD: www.myCornerstoneRealEstate.com  

Selecting a Mortgage Lender

The financial aspects of buying or selling a home can be daunting. That’s one of the reasons you’re working with me - I can help you. Whether you're a first-time home buyer who needs a basic explanation of PITI (Principal, Interest, Taxes and Insurance) or a veteran who is interested in exploring the benefits of a 1031 tax-deferred exchange, I can help you through the financial maze, and also help you with selecting a mortgage lender.

Selecting a mortgage lender is an important decision for every home buyer. Different lenders offer different rates and loan programs. Selecting the right lender is a personal choice to be made by you. My advice is to evaluate multiple lenders in order to find the one that offers the best program at the best rates for your individual situation. There are many lenders to choose from - see below for a listing of my preferred local mortgage lenders, in alphabetical order. These are lenders with whom I have worked in the past, and I have found them to be able to hold up their end of the deal in a professional manner. Please feel free to expand your search beyond this list; however, I can personally vouch for these lenders as we have worked a number of deals together in the past.

SunTrust Mortgage
SunTrust Mortgage, Inc. is a wholly-owned subsidiary of SunTrust Bank - a $127.8 billion financial institution operating in Virginia, the District of Columbia, Maryland, Georgia, Alabama, Tennessee and Florida. Currently, SunTrust Mortgage, Inc. originates loans through 135 locations in SunTrust markets and adjacent states, maintains correspondent and broker relationships in 48 states and services loans in 50 states and the District of Columbia. Ty Smith is an experienced, responsive Vice President and Mortgage Loan Officer in the Charlottesville office of SunTrust Mortgage. He can be reached at 434-979.6063 or via email at Ty.Smith@SunTrust.com. Visit SunTrust Mortgage today for more information or to apply online.

Greenwood Lending 
Shawn Johnson of Greenwood Lending is an excellent resource for lending. He designs financial planning strategies for home owners to help you create wealth and achieve your financial goals. Contact Shawn today at 434-975-4600 x220 or via email.

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Call or email me for more information.

Steve Taylor
434-249-4972
800-544-4727 (fax)

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